Personal Loans
No fees. Endless possibilities.
Invest in your dreams. Borrow up to $45,000 with flexible terms through our fast, 100% online, award-winning personal loans.
Banking with benefits
Maybe you’re interested in paying off high-rate debt, or maybe it’s time to finally redo that retro (in a bad way) bathroom. That’s where a Fairvantage Personal Loan comes in handy. With no fees of any kind and low rates, you're on your way to living a richer life.
Don’t Like Fees? Us Either.
Competitive Rates
Flexible Funding
Quick Access to Funds
Calculate Your Payments
Estimate your monthly payment with a Fairvantage Personal Loan.
Your estimated monthly payment
$With a fixed APR of PercentGet StartedWhy choose a Fairvantage Loan?
- 100% online application
- Unlike other banks that charge origination or late fees, our personal loans have no fees.
- Competitive rates
- Receive funds as early as the next business day. Yes, that quick!
- Flexible Funding
Have Questions?
Frequently asked questions
Who is eligible for a Fairvantage Personal Loan?
All are eligible to apply for a Fairvantage personal loan. Loan eligibility also depends on your credit history and financial profile. If eligible, Fairvantage Bank will perform a soft credit pull to provide you with conditional rates, so you can check your eligibility with no impact to your credit score.
How is Fairvantage Bank able to offer such low rates?
Fairvantage Bank recognizes that the best borrowers are those that carry lower risk. We have a team of financial experts that work to assess the rates we can offer based on risk criteria and since we work with credit worthy borrowers, we are able to offer favorable rates.
Is the Fairvantage Personal Loan secured or unsecured?
Our personal loans are unsecured